Deposit Schemes
Fixed Deposit
At Payyannur Service Co-operative Bank, our Fixed Deposit schemes provide a safe and dependable way to grow your savings. With attractive interest rates and flexible tenure options starting from 15 days to long-term plans, you can choose a duration that matches your financial goals. Fixed Deposits offer stable and guaranteed returns, ensuring your money grows steadily without risk.
Whether you’re planning for future expenses, building long-term savings, or looking for a secure investment option, our FD plans offer complete peace of mind, assured maturity value, and financial stability.
Why Choose Our Fixed Deposit Scheme?
High and assured interest rates for maximum returns
Flexible tenure – choose from short-term or long-term deposits
Monthly or quarterly interest payout options
Loan facility available against your deposit
Additional 0.5% interest for senior citizens
Safe and secure investment with guaranteed maturity benefits
Flexible Investment Periods
The bank offers short-term and long-term fixed deposits, starting from 15 days, allowing you to decide how long you wish to invest. The longer you invest, the higher your potential earnings.
Simple Account Opening Process
Opening a Fixed Deposit account is quick and easy. Minimal documentation and simple formalities make it convenient for customers to start investing instantly.
Safe Investment for Every Goal
Whether you’re planning for future expenses, children’s education, retirement savings, or long-term wealth creation, a Fixed Deposit with Payyannur Service Co-operative Bank offers peace of mind and guaranteed growth.