Loan Schemes
Agriculture Loan
The Payyanur Service Co-operative Bank Ltd. F 1401 understands the vital role of farmers in our community. Our Agricultural Loan Scheme is designed to support and encourage the agricultural sector, helping farmers and agriculturists meet their financial needs with affordable interest rates and easy repayment options.
Whether you need funds for farming, dairy, poultry, horticulture, or plantation activities, our Agricultural Loan ensures that your agricultural goals are achieved smoothly and sustainably.
Purpose
Our Agricultural Loan can be availed for a variety of purposes, including:
Crop cultivation and farming activities
Dairy and poultry farming
Development of commercial horticulture
Establishment of orchards and plantations
Purchase of agricultural equipment and inputs
Key Features & Benefits
Attractive interest rates designed to support farmers
Minimal paperwork and quick processing
No intermediaries – direct support from the bank
Easy installment options for comfortable repayment
Comprehensive coverage for agriculture and allied activities
Transparent and farmer-friendly service
Procedure
Submit the loan application with the required documents at your nearest branch.
The branch verifies the application and forwards it to the Head Office with its recommendation.
After obtaining legal and technical opinions, the Head Office sanctions the loan and issues approval orders.